Apartment Building Rental Insurance

Fast, affordable insurance coverage for your apartment building. Get a quote in minutes. Coverage as early as tomorrow.
    5 stars
    Rated Excellent with 4.8 stars on Trustpilot
    Steadily insurance quote
    How it works

    Landlord insurance made easy

    Describe your rental property

    Describe your rental property

    To create your quote, we’ll need you to tell us a few important details such as the occupancy type.
    Finalize coverage

    Finalize coverage in 2 minutes

    Finalize your coverage details over SMS or on the phone in just a couple of minutes.

    E-sign your insurance policy

    Everything is done digitally so you can get your insurance coverage in place in minutes.

    America’s Best Apartment Building Insurance

    If you’re renting out units in an apartment building to generate income, insurance providers generally view this is as a business activity, which will not be covered under a homeowners policy. Before you list your apartment building as a rental property, you’ll want to ensure you’re protected against property damage and personality liability claims. Steadily offers fast, affordable insurance coverage as early as the next business day. Get coverage for wind, hail, fire, water, vandalism and theft, injury and lawsuits – and more. Get an apartment building insurance quote today for coverage as early as tomorrow.

    Who needs insurance

    Who needs landlord insurance?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Checkmark Financial protection against natural disasters
    Checkmark Coverage for fire and water damage
    Checkmark Coverage against legal liability
    Checkmark Protection against tenant injury

    Types of properties we insure

    We cover all types of rental properties from single family homes up to apartment buildings, including vacant, renovation, and fix-and-flip properties.

    We also cover AirBNBs, VRBOs, and other rentals.

    Single Family
    Single family
    Apartment building
    Apartment buildings
    Repair restoration
    Vacant or renovation
    Condo units
    Condo units
    Manufactured or mobile
    Not sure if your property type is covered?

    Our coverages

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.



    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.


    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.


    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.


    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
    Bonus coverages

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles

    Accepted by all
    major lenders

    Chase, Bank of America, Wells Fargo

    Reviews by
    real customers

    View all reviews
    Eric Berbrick
    Concord, NC

    Made it so easy to work with and provided the best rate possible! Would highly recommend to anyone looking for insurance.

    5 stars
    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    5 stars
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    5 stars
    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    5 stars
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    5 stars
    Samuel Armont
    Brooklyn, NY

    Excellent service and very fast...

    5 stars
    Andy Santiago
    Raleigh, NC

    It was very easy to sign up and the rate was great compared to others I got.

    5 stars
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    5 stars
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    5 stars
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    5 stars
    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    5 stars
    Oscar Harris
    Carmel, IN

    Great experience! Easy. Will make referrals!

    5 stars

    We're national & local

    Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a multi-state portfolio, we have you covered.

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