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Duplex Insurance Coverage

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    Steadily is the best-rated landlord insurance company in America

    Rated Excellent (4.8 stars out of 5) on TrustPilot

    AC
    Robert Young
    Louisville, KY

    A++++++++++++++++

    AC
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    NG
    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    HC
    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    HC
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    RU
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    EM
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    NG
    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    Protect Your Duplex Rental Property

    Did you know that duplex insurance requires a different policy from homeowners insurance if you are not occupying the units in the building? If you own a duplex and are renting out these units to renters and tenants, these activities are not covered under a homeowners policy. Before you rent out your duplex building, you’ll want to ensure you’re protected against property damage and personal liability claims. Steadily offers affordable coverages as early as the next business day for multi-unit buildings like duplexes. Get a commitment-free quote in minutes to ensure you are covered from fire damage, water damage, wind and hail, liability, and beyond. Steadily offers coverages that go way beyond standard, all at the lowest prices offered across all 50 States.

    Duplex Insurance Coverage

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings

    Properties we cover

    We make it easy to get property insurance for whatever type of property you own.

    We also cover AirBNBs, VRBOs, and other rentals.
    Apartment building
    Single-family
    Condo units
    Multi-family
    Manufactured
    Vacant or restoration
    Not sure if your home is insured?
    Contact us

    Our coverages

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    Water

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    Injury

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

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    We're national & local

    Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a portfolio across various states, we have you covered.

    Get coverage in minutes

    No hidden cancellation fees. Competitive rates nationwide.

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