Rated Excellent (4.8 stars out of 5) on TrustPilot
Host Liability Insurance for Short-Term Rentals
If you’re renting out all or part of your home to generate income, insurance providers generally view this is as a business activity, which will not be covered under a homeowners policy. Before you host guests in your home, you’ll want to ensure you’re protected against personality host liability claims. Steadily offers affordable coverage as early as the next business day for short-term rentals like AirBnBs or vacation rentals. Protect yourself and your investment with Steadily host liability insurance.
Host Liability Insurance
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
How to Start an Airbnb Business In 8 Easy Steps
The Ultimate Insurance Guide for Airbnb® Hosts
How to Make Money on a Vacation Rental Property
We're national & local
Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a portfolio across various states, we have you covered.
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.