Steadily is the best-rated landlord insurance company in America
Rated Excellent (4.8 stars out of 5) on TrustPilot
get a quote in minutes
Landlord Property Insurance
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
.webp)
What is Landlord Property Insurance?
Landlord property insurance is a policy for someone who rents out a property they own. Two types of coverage are typically provided by this type of insurance: property and liability. The two coverages are designed to protect you, the landlord, against financial losses. Whether you own one, or multiple properties, landlord insurance provides coverage and peace of mind and helps protect you in the event of a loss. A landlord property insurance policy covers damage to the dwelling, permanent structures on the property, property maintenance equipment, and liability in the event of a lawsuit. Many additional coverages are also available.
Landlord Property Insurance
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Legal liabilities
Fire and water damage
Financial protection against natural disasters
Protection for your furnishings
%20(1).png)
Properties we cover
We make it easy to get property insurance for whatever type of property you own.
Apartment building
Single-family
Condo units
Multi-family
Manufactured
Vacant or restoration
Our coverages
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
Featured blogs
View all articles
Landlord Tips & Tricks
How to Be a Good Landlord
Landlord Tips & Tricks
The Landlord-Tenant Checklist: Overview and How to Use
Landlord Tips & Tricks
Landlord Resources: Rental Management Tools & More
We're national & local
Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a portfolio across various states, we have you covered.
%20(1).jpg)
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.