Landlord Insurance in Kentucky

The nation's fastest and most reliable landlord insurance company.
5 stars
Rated Excellent with 4.8 stars on Trustpilot
Steadily insurance quote
How it works

Landlord insurance made easy

Describe your rental property

Describe your rental property

To create your quote, we’ll need you to tell us a few important details such as the occupancy type.
Finalize coverage

Finalize coverage in 2 minutes

Finalize your coverage details over SMS or on the phone in just a couple of minutes.

E-sign your insurance policy

Everything is done digitally so you can get your insurance coverage in place in minutes.
Who needs insurance

Who needs landlord insurance?

Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

Checkmark Financial protection against natural disasters
Checkmark Coverage for fire and water damage
Checkmark Coverage against legal liability
Checkmark Protection against tenant injury

Types of properties we insure

We cover all types of rental properties from single family homes up to apartment buildings, including vacant, renovation, and fix-and-flip properties.

We also cover AirBNBs, VRBOs, and other rentals.

Single Family
Single family
Apartment building
Apartment buildings
Repair restoration
Vacant or renovation
Condo units
Condo units
Manufactured or mobile
help_outline Not sure if your property type is covered?

Our coverages

Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.



Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.


Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

Windstorm, hail, & lightning

Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.


Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

Vandalism & theft

Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

Riot and civil commotion

When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.


Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages

Bonus coverages

Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles

Accepted by all
major lenders

Chase, Bank of America, Wells Fargo

Reviews by
real customers

View all reviews
Neldy Garcia
San Antonio, TX

Very happy with the service. Very quick, very efficient and a pleasure to work with.

5 stars
Howard Cook
Las Vegas, NV

Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

5 stars
Elizabeth Oreo
Portland, OR

They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

5 stars
Arnold Chambers
Louisville, KY

The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

5 stars
Samuel Armont
Brooklyn, NY

Excellent service and very fast...

5 stars
Eric Berbrick
Chicago, IL

Made it so easy to work with and provided the best rate possible! Would highly recommend to anyone looking for insurance.

5 stars
Andy Santiago
Raleigh, NC

It was very easy to sign up and the rate was great compared to others I got.

5 stars
Justin Walker
Brooklyn, NY

Great service and easy to do business.

5 stars
Robert Unterberger
San Jose, CA

Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

5 stars
Eric Martin
Sacramento, CA

I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

5 stars
Noemi Gato
Phoenix, AZ

Very easy process and the rep was very knowledgeable.

5 stars
Oscar Harris
Carmel, IN

Great experience! Easy. Will make referrals!

5 stars

We're national & local

Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a multi-state portfolio, we have you covered.

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