Airbnb Insurance for Renters & Homeowners
Airbnb insurance is automatic protection for those that rent their property through Airbnb. Of course, it doesn't offer the same level of coverage as a short-term rental insurance policy, but it's still an adequate measure for those that can't afford it.
This insurance covers up to $1m primary liability in case of property damage or bodily injury. It will also provide coverage for when your guests damage any property in common areas like building lobbies.
However, it does not cover environmental damage such as mold or intentional damage/injuries. It also does not provide coverage for loss of earnings.
People Also Ask
What type of insurance does an Airbnb host need?
Those renting their homes on Airbnb for short stays should purchase short-term rental insurance. This includes renting out the whole unit or just one or a few rooms. Short-term rental insurance supplements AirCover protection.
How much insurance do you need for an Airbnb?
AirCover provides up to $1M primary liability in case of property damage or bodily injury. In addition, you should ensure you have short-term rental insurance from a reputable insurance provider to protect your property from damage due to perils, accidents, or guest damage.
Does Airbnb Provide Any Insurance?
Airbnb insurance is automatic protection for those that rent their property through Airbnb. Of course, it doesn't offer the same level of coverage as a short-term rental insurance policy, but it's still an adequate measure for those that can't afford it.
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