Airbnb Insurance for Renters & Homeowners

Airbnb insurance is automatic protection for those that rent their property through Airbnb. Of course, it doesn't offer the same level of coverage as a short-term rental insurance policy, but it's still an adequate measure for those that can't afford it. 

This insurance covers up to $1m primary liability in case of property damage or bodily injury. It will also provide coverage for when your guests damage any property in common areas like building lobbies. 

However, it does not cover environmental damage such as mold or intentional damage/injuries. It also does not provide coverage for loss of earnings. 

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