Fast, affordable
landlord insurance

Get a quote in minutes from the best-rated landlord insurance company in America.
We're rated 4.8 out of 5 stars (Excellent) on Trustpilot
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Steadily insurance quote

Landlord insurance made easy

Describe your rental property

Describe your rental property

To create your quote, we’ll need you to tell us a few important details such as the occupancy type.
Finalize coverage

Finalize coverage in 2 minutes

Finalize your coverage details over SMS or on the phone in just a couple of minutes.

E-sign your insurance policy

Everything is done digitally so you can get your insurance coverage in place in minutes.

Who needs landlord insurance?

Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

  • check_circleFinancial protection against natural disasters
  • check_circleCoverage for fire and water damage
  • check_circleCoverage against legal liability
  • check_circleProtection against tenant injury
Who needs insurance

Our coverages

Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.



Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.


Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

Windstorm, hail, & lightning

Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.


Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

Vandalism & theft

Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

Riot and civil commotion

When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.


Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages

Bonus coverages

Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles

Types of properties we cover

We cover all types of homes. If you’re not sure if your home is covered, feel free to reach out to us.
  • check_circleWe cover AirBNB, VRBO, and vacation rentals
  • check_circleWe cover vacant, renovation, and fix-and-flip properties
Single Family
Single family

A home that's set up for one family


Duplexes, triplexes, and quadplexes

Apartment building
Apartment buildings

5 or more units

Condo units
Condo units

A single unit in an apartment building

Manufactured or mobile

Prefabricated and mobile homes

Accepted by all major lenders

Chase, Bank of America, Wells Fargo

Reviews by real customers

Neldy Garcia

Very happy with the service. Very quick, very efficient and a pleasure to work with.

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Howard Cook

Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

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Elizabeth Oreo

They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

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Arnold Chambers

The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

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Eric Berbrick

Made it so easy to work with and provided the best rate possible! Would highly recommend to anyone looking for insurance.

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Andy Santiago

It was very easy to sign up and the rate was great compared to others I got.

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Robert Unterberger

Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

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Eric Martin

I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

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Noemi Gato

Very easy process and the rep was very knowledgeable.

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Justin Walker

Great service and easy to do business.

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We're national & local

Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a multi-state portfolio, we have you covered.

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