Eric Berbrick

Concord, NC

Made it so easy to work with and provided the best rate possible! Would highly recommend to anyone looking for insurance.

Neldy Garcia

San Antonio, TX

Very happy with the service. Very quick, very efficient and a pleasure to work with.

Arnold Chambers

Louisville, KY

The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

Howard Cook

Las Vegas, NV

Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

Elizabeth Oreo

Etowah, TN

They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

Andy Santiago

Raleigh, NC

It was very easy to sign up and the rate was great compared to others I got.

Justin Walker

Emmett, ID

Great service and easy to do business.

Robert Unterberger

Wynnewood, PA

Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

Eric Martin

Sacramento, CA

I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

Noemi Gato

Tucson, AZ

Very easy process and the rep was very knowledgeable.

Who needs landlord insurance?

Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

Financial protection against natural disasters

Coverage for fire and water damage

Coverage against legal liability

Protection against tenant injury

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Types of properties we insure

We cover all types of rental properties from single family homes up to apartment buildings, including vacant, renovation, and fix-and-flip properties.

We also cover AirBNBs, VRBOs, and other rentals.

Single family

Multi-family

Apartment buildings

Vacant or renovation

Manufactured

Not sure if your property is eligible?

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Our coverages

Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

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Fire

Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

Water

Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

Windstorm, hail, & lightning

Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

Lawsuits

Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

Vandalism & theft

Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

Riot and civil commotion

When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

Injury

Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

Bonus coverages

Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles

Fast, affordable
landlord insurance

Steadily is the best-rated landlord insurance company in America

Who needs landlord insurance?