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What Is Landlord Insurance?
Landlord Insurance is an insurance policy designed to cover property owners where there is damage to a property they rent out.
How Much Does Landlord Insurance Cost?
Landlord insurance policies usually cost about 25% more than homeowners insurance policies, according to the Insurance Information Institute. The average cost of landlord insurance was $1,478 in annual premium, and the average cost of homeowners insurance was $1,192, as of a few years back.
Differences Between Homeowners Insurance And Landlord Insurance
First, it's important to purchase the right kind of insurance policy for the usage type. In fact, whether a claim is covered may depend on having the right type of policy in place.
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