Short-Term Rental Insurance for Airbnb & Vrbo Owners

Short-term rental insurance is an insurance plan that covers vacation rentals. It's important to note that short-term rental insurance only covers paying guests in your home, not friends or family staying for free.

This insurance covers your property and liability exposure while a paying guest stays at your rental home. For example, short-term rental insurance will protect you from any financial liability if a guest gets injured at your property and sues you. 

Keep in mind that this type of insurance is only for short-usage cases, not year-round residents. For year-round residents, you must purchase landlord insurance.

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