Landlord insurance solutions for partners
We provide powerful low-code options designed to delight your customers. Discover Steadily's frictionless insurance integrations.





Easy integrations in seconds
Instant-estimate widget
Easily integrate an instant quote to any page of your website.

Smart link
Smart link to the partner's mini-site, pre-filled with quote information. Can be styled with custom CSS

Quote flow page
A dedicated page for insurance that can be styled with your CSS
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Looking for something a little more custom?

Build your own insurance flow...
Instant estimate with an address
Show insurance as part of cost analysis tools
Auto-fill insurance details
Enabled embedded insurance upsells at key moments
Direct funnel integration
Lead and policy performance tracking
The biggest names in PropTech partner with Steadily for insurance
Who can partner with Steadily?
Have a high traffic website that readers love? Earn $$ for every Steadily referral. Learn more about the Steadily Ambassador Program.
If you’re a part of the rental property ecosystem, you can earn $$ for every landlord you refer to Steadily
Add value to your customers and revenue to your company with a reliable Landlord Insurance partner.
Frequently Asked Questions
Which states does Steadily write landlord insurance in?
All 50 states plus DC. The same embedded insurance API supports all of them, so PropTech platforms with national user bases don't need to handle state-by-state coverage gaps in the integration.
What does it cost to integrate Steadily into our PropTech product?
Nothing. Steadily covers the engineering work on the carrier side, the design collaboration, and the ongoing infrastructure. Compensation runs in the other direction: every policy bound through your platform pays out, with the rate structure agreed during onboarding.
Is the integration white-labeled or co-branded?
Co-branded. Steadily remains the carrier of record on the policy and is named in the customer-facing flow, but the experience is wrapped in your brand: your colors, your logo, your domain where possible. Pure white-label setups where the customer never sees the Steadily name aren't supported, mostly because state insurance regulation requires carrier identification in any quoting interface.
What does the insurance API integration require from our engineering team?
A REST endpoint and six data fields. The Steadily quote engine accepts customer name, property address, property type, year built, square footage, and intended use, and returns a bindable landlord insurance quote in JSON. No SDK to install. Authentication is a standard API key per partner environment, with sandbox keys for testing. Most PropTech teams complete the integration in a few days of engineering time.
How does embedded insurance work for a PropTech platform?
Embedded insurance puts a landlord insurance quote inside your product's existing flow instead of sending users out to a carrier site. Steadily handles the underwriting, the binding, and the policy lifecycle. Your platform handles the surface: a button, a widget, or an API call that returns a live quote from the property and customer data your users have already entered.
In which states does Steadily provide landlord insurance estimates?
All 50 states plus DC. The API returns estimates anywhere a marketplace user is looking at a property, with the same response time across states.
Are these estimates for landlord insurance only, or also primary-residence insurance?
Landlord insurance only. Steadily writes coverage for non-owner-occupied properties, which means estimates returned by the API are priced for rental use. Marketplaces that list properties intended for both owner-occupants and investors should only surface the estimate on listings where the buyer is likely to rent out the unit.
What data does the API need to return an instant estimate?
The minimum is a property address. The estimate gets more accurate as your marketplace passes additional context: property type, year built, square footage, and intended use are the four fields that most affect the rate. If your listing data already includes those, send them in the API call and the estimate tightens significantly.
What property types does the insurance API support?
Single-family rentals, multifamily up to four units, condos, ADUs, and short-term rentals all return estimates. Vacant restoration and fix-and-flip properties are supported through a separate product. Commercial multifamily over four units sits outside the embedded estimate path and would require a manual quote flow.
How accurate are the embedded insurance estimates?
The estimate the API returns comes from the same underwriting engine that prices a real policy, so the number is close to what the user would actually pay if they bound. Edge cases where the final bound rate differs are usually about property details that weren't passed to the estimate, like a wood-shake roof, a pre-1950 build, or a non-standard occupancy, that the customer fills in later in the quote flow. For most listings, the estimate and the bound rate land within a few percent of each other.
How does this help us avoid force-placed insurance?
When borrowers bind coverage through Steadily before closing, there's no gap that would trigger lender-placed insurance. The affiliate link and lender funnel are designed to make it easier for borrowers to get covered on the first ask, reducing the percentage of loans that end up force-placed.
Does Steadily integrate with loan origination systems?
Yes. The API is built to plug into LOS platforms so insurance quoting, policy status, and document retrieval can happen inside your existing closing workflow.
What can I access through the lender portal?
The portal gives your team self-serve access to policy declarations pages, payment status, mortgagee clause details, and the ability to request changes, all without calling support.
How fast can a borrower get a policy?
Borrowers can receive a bindable quote in under 60 seconds and have a policy issued the same day in most cases. No multi-day waiting period.
What coverage requirements can be matched on quotes?
Every quote generated through your affiliate link or lender funnel can be configured to match your minimum dwelling coverage, liability limits, and mortgagee clause requirements. Borrowers see compliant options from the start.
What types of properties are covered?
Steadily covers single-family rentals, multi-family properties, condos, short-term rentals, and vacant properties across all 50 states.
Can our company be added as additional insured?
Yes. Steadily can add your company as additional insured on your owners’ policies, which is standard for most property management agreements.
How much do property management partners earn?
Steadily offers competitive referral compensation on every policy bound through your integration. Exact rates depend on volume and integration type — reach out to partners@steadily.com for specifics.
What happens when a property owner’s coverage lapses?
CoverageCheck sends real-time notifications when a policy is cancelled, expires, or falls below required coverage levels. The owner automatically receives a link to quote and bind a new policy, and you can track whether they’ve responded from your dashboard.
How does CoverageCheck work with my property management software?
CoverageCheck integrates via API and can connect with most major property management platforms. Once linked, it automatically monitors insurance status for every property in your portfolio and surfaces compliance data in your existing dashboard.
What types of companies does Steadily partner with?
Steadily works with a wide variety of partners, including prop-tech and property management companies, real estate brokerages, lenders, real estate investors, and more. If you think there may be a good fit, reach out to partners@steadily.com to connect with one of our friendly representatives.
Can our clients get a discount?
Steadily offers a wide range of industry-leading discounts, including year's claims-free, insurance score, multi-property discounts, and more.
Can our company be added as additional insured?
For partners who require it, Steadily can add you as an additional insured.
How much does partnering pay?
Steadily offers top-of-market referral compensation. Please contact a Steadily account representative at partners@steadily.com to learn more about our partner pay.
What are the types of integration options?
Steadily offers a variety of integration options for all partner needs. Whether a personal referral, low-lift widget, or more comprehensive API solutions, Steadily has the capabilities to offer plug-and-play services or custom solutions to fit your needs.
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