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Fast & Affordable Landlord Insurance in Texas

Take the risk out of your investment. Steadily offers a level of protection that is just not offered with a standard insurance home policy.

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    Get a quote online for your rental property insurance with Steadily.

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    Rated 4.8 out of 5 stars on Trustpilot

    Steadily is the best-rated landlord insurance company in America

    We have insured more than $776 million in property in Texas

    Rated Excellent (4.8 stars out of 5) on TrustPilot

    Robert Young
    Louisville, KY


    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    You Need Landlord Insurance in Texas

    Texas is a landlord-friendly state and has a high demand for rental properties. The great state of Texas also ranks number one in the nation for occurring natural disasters. Since 1950 there have been 86 significant disasters that have been declared. There is typically at least one natural disaster that is reported in the Lonestar state each year. Texas real estate is ravaged by wildfires, hurricanes, hailstorms, tornados, sinkholes, and erosion each year. Landlord Insurance helps protect your rental property from any naturally occurring disasters, as well as liability insurance and many more coverages. Get a commitment-free landlord insurance quote today for coverage as early as the next day.

    We wrote an article as a free resource about being a landlord in Texas. It covers what to expect and how to prepare. We hope it helps!

    How Much Does Landlord Insurance Cost in Texas?

    The cost of landlord insurance in Texas is about $1336 per year, which is slightly higher than the national average.
    The cost of landlord insurance in Texas is about $1336 per year, which is slightly higher than the national average.

    Who is Steadily landlord insurance for?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
    A SMS conversation with a Steadily broker and a customer.

    Properties we cover

    We make it easy to get property insurance for whatever type of property you own.

    We also cover AirBNBs, VRBOs, and other rentals.
    Apartment building
    Typical Premium
    Typical Premium
    Condo units
    Typical Premium
    Typical Premium
    Typical Premium
    Vacant or restoration
    Typical Premium
    Not sure if your home is insured?
    Contact us

    Building Data

    Properties across the state vary in size and characteristics. We can insure them all. Here is data on the properties we've insured.

    Average Sq/Ft:
    % Single Family:
    % Duplex:
    % Triplex:
    Above Average:
    Heat Pump:
    Direct Heat:

    Our coverages

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.


    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.


    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.


    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.


    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

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    No hidden cancellation fees. Competitive rates nationwide.

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