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Short-Term Rental Insurance in Idaho

Fast, affordable coverage from one of the best-rated short-term rental insurance services in Idaho
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    Review Stars

    Short-Term Rental Insurance in Idaho

    EM
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    EO
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    AC
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    RU
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    Why you need short-term rental insurance in Idaho

    Idaho has a property tax rate of only 0.72% (ranking ninth-lowest in the United States). In terms of job security, Idaho’s jobs are expected to grow 1.5% annually in 2022. Idaho is a landlord-friendly state with laws that give landlords more freedom to conduct business. These favorable market conditions are matched with a higher entry barrier, with the average median home price being $398,900.


    Who is short-term rental insurance for?

    Short-term rental insurance protects your investments when they are rented as a vacation rental, AirBnB, VRBO, etc. Short-term rental insurance covers rental periods as short as one night. This insurance offers coverages for:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
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    Short-Term rental insurance coverages in Idaho

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

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    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    water damage
    Water

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    broken roof
    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

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    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    first aide
    Injury

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

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    No hidden cancellation fees. Competitive rates nationwide.

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