Short-term rental insurance in Louisiana
Loved by short-term rental owners across Louisiana.
Protect your investment with short-term rental insurance in Louisiana
Louisiana’s short-term rentals thrive in cities like New Orleans and Baton Rouge. Airbnb hosts must follow local permitting and insurance requirements.
Steadily’s short-term rental insurance helps property owners cover liability, guest damages, and storm-related losses. Protect your Louisiana vacation home and keep your rental business running smoothly year-round.
Since guests, not long-term tenants, are the ones on the property in Louisiana, Steadily’s coverage is built for exactly this kind of hosting, so you can keep taking bookings with confidence.
Who is short-term rental insurance for?
Short-term rental insurance protects your investments when they are rented as a vacation rental, AirBnB, VRBO, etc. Short-term rental insurance covers rental periods as short as one night. This insurance offers coverages for:
Short-term rental insurance coverages in Louisiana
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Storm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Liability
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out in the area of a rental home, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & burglary
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Loss of rent
If a rental property becomes uninhabitable due to covered perils, loss of rent coverage would reimburse landlords for the rental income they would have earned in that time.
