Short-term rental insurance in New Orleans, LA
Short-term rental insurance in New Orleans, LA
Protect your New Orleans rental property in the Bayou
New Orleans' short-term rental scene is thriving thanks to year-round travel for iconic events like Mardi Gras, Jazz Fest, Voodoo Fest, and French Quarter Festival. But even with consistent Airbnb and VRBO demand, local registration laws and guest-related risks can put your investment at risk. New Orleans requires hosts to obtain a short-term rental permit and adhere to strict licensing requirements that vary by neighborhood. Steadily's short-term rental insurance helps New Orleans hosts protect their apartments, condos, and rental homes from damage, liability, and income loss – so you can focus on earning, not worrying.
Who is short-term rental insurance for?
Short-term rental insurance protects your investments when they are rented as a vacation rental, AirBnB, VRBO, etc. Short-term rental insurance covers rental periods as short as one night. This insurance offers coverages for:
Short-term rental insurance coverages in New Orleans
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Storm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Liability
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out in the area of a rental home, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & burglary
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Loss of rent
If a rental property becomes uninhabitable due to covered perils, loss of rent coverage would reimburse landlords for the rental income they would have earned in that time.
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