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Gaithersburg is home to a variety of neighborhoods, each with its own charm and appeal, from the historic streets of Olde Towne to the modern developments in Kentlands. As a landlord here, you'll need insurance that covers property damage from perils like wind, hail, and fire, as well as liability protection. Steadily's landlord insurance policies also provide coverage for lost rent, ensuring your investment remains secure even in unforeseen circumstances. Protect your property and your peace of mind with tailored insurance solutions that address the specific challenges of Gaithersburg's rental market.
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium

Steadily’s landlord insurance covers property damage from riots and civil commotion — broken windows, structural fires, looted common areas — so the repair costs don’t fall entirely on you. Documentation connecting the damage to the civil unrest is required.

Steadily covers malicious damage to your rental from vandalism and break-ins — broken doors and windows, defaced surfaces, damaged fixtures and appliances. A police report is typically required to file the claim.

When a covered event makes the unit temporarily uninhabitable, Steadily’s loss of rent coverage replaces the income you’d lose while repairs are underway — whether the cause is a fire, a burst pipe, or storm damage.

Steadily covers storm and hail damage to the structure of your property — roof punctures, broken windows, wind-torn siding, fallen debris — as well as damage from extreme wind and tornadoes.

For sudden water damage events such as burst pipes, plumbing failures and appliance overflow, Steadily covers the structural repairs and lost rental income if the unit can’t be occupied while the work is done. Flood damage from rising water requires a separate policy.

Landlord liability insurance pays medical bills, legal defense, and settlements when a tenant or visitor is injured at your rental and holds you responsible. It's built into every Steadily landlord policy in all 50 states with $300,000 to $2 million per occurrence, typically adding $200 to $400 a year to the bundled premium.

Steadily covers structural fire damage, smoke damage, personal property you own at the unit, and lost rental income while repairs are underway. That includes fires started in the kitchen, by the wiring, by a tenant, or by a wildfire nearby.
We help property investors get affordable landlord insurance in all 50 states. Our team of knowledgeable sales agents across the country are experts at get the right coverage for your needs.
Competitive rates nationwide. Purpose-built for rental property investors.