Best-rated insurance by landlords in Dothan AL
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Landlord insurance in Dothan AL
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Who needs landlord insurance in Dothan AL?
Property taxes are very low in Alabama, just 0.42% (2nd lowest in the nation). This makes the state an excellent place to invest in rental property. There are no rent-control laws, and also, the law prohibits tenants from withholding rent in the case of the landlord not making repairs on the property. Landlords have the freedom to set late rent fees rates.
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Coverage against legal liabilities
Coverage for fire and water damage
Financial protection against natural disasters
Protection against tenant injury
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Properties we cover
We make it easy to get property insurance for whatever type of property you own.
Apartment building
Single-family
Condo units
Multi-family
Manufactured
Vacant or restoration
Landlord insurance coverages in Dothan AL
Your insurance policy can cover a widge range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
We're national & local
Steadily offers affordable landlord insurance across all 50 states. Our team of knowledgeable sales agents across the country are experts at finding the right coverage for your needs. From one local property to a portfolio across various states, we have you covered.
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No hidden cancellation fees. Competitive rates nationwide.