Get a landlord insurance quote in Washington, DC
Trusted insurance service for landlords in Washington, DC
Secure your properties in Washington's vibrant rental scene
In Washington, landlord insurance is essential for property owners navigating the dynamic rental market of the nation's capital. Steadily offers fast, affordable, and tailored policies to meet the unique needs of Washington, District of Columbia landlords. With a city bustling with government employees, students, and professionals, rental properties are in high demand. Protecting your investment with comprehensive coverage ensures peace of mind, whether you're managing properties in vibrant neighborhoods like Dupont Circle or historic areas like Georgetown.
Washington's diverse neighborhoods and proximity to major employers like the federal government and numerous universities, such as Georgetown University and George Washington University, make it a prime location for rental properties. Protect your investment against local perils like wind, hail, and fire with a robust landlord insurance policy. Safeguard your financial interests with coverage that includes property damage, liability, and lost rent. Steadily’s policies are designed to keep your rental income steady and your properties well-protected, allowing you to focus on what matters most.
Who needs landlord insurance in Washington, DC?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Single Family
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Apartment
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Multi-family
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Manufactured
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Condo units
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Vacant or restoration
Landlord insurance coverages in Washington, DC
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Steadily’s landlord insurance covers property damage from riots and civil commotion — broken windows, structural fires, looted common areas — so the repair costs don’t fall entirely on you. Documentation connecting the damage to the civil unrest is required.
Vandalism & burglary
Steadily covers malicious damage to your rental from vandalism and break-ins — broken doors and windows, defaced surfaces, damaged fixtures and appliances. A police report is typically required to file the claim.
Loss of rent
When a covered event makes the unit temporarily uninhabitable, Steadily’s loss of rent coverage replaces the income you’d lose while repairs are underway — whether the cause is a fire, a burst pipe, or storm damage.
Storm and hail
Steadily covers storm and hail damage to the structure of your property — roof punctures, broken windows, wind-torn siding, fallen debris — as well as damage from extreme wind and tornadoes.
Water
For sudden water damage events such as burst pipes, plumbing failures and appliance overflow, Steadily covers the structural repairs and lost rental income if the unit can’t be occupied while the work is done. Flood damage from rising water requires a separate policy.
Legal liability
If a tenant or visitor is injured at your rental and sues, Steadily covers the medical bills, attorney fees, and any settlement or judgment — up to your policy’s liability limits.
Fire
Steadily covers structural fire damage, smoke damage, personal property you own at the unit, and lost rental income while repairs are underway. That includes fires started in the kitchen, by the wiring, by a tenant, or by a wildfire nearby.
We're national & local
We help property investors get affordable landlord insurance in all 50 states. Our team of knowledgeable sales agents across the country are experts at get the right coverage for your needs.
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