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The rents have been increasing statewide in New Hampshire. In 2021 there has been an increase of 29%. New Hampshire is known to be a reasonably landlord-friendly state because there is no rent control, and also state does not limit specific fees. Despite this, there are somewhat strict requirements on the handling of security deposits. Landlords in New Hampshire can charge up to the greater of $100 or one month’s rent. They must provide a receipt to the tenant upon collection. It must be returned within 30 days of lease termination and also any interest. If not done correctly, the landlord will be liable to pay double the withheld sum in damages.
Rental property insurance (also known as landlord insurance) is a policy for people who rent their homes to others. Rental property insurance is not required for a landlord or real estate investor, but insurance can bring many benefits:
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We make it easy to get property insurance for whatever type of property you own.
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
No hidden cancellation fees. Competitive rates nationwide.
