Fast & affordable landlord insurance in North Carolina
Take the risk out of your investment. Landlord insurance offers a level of protection that is just not offered with a standard insurance home policy.
We've gotten more than $216 million in property insured in North Carolina
Looking for landlord insurance in North Carolina?
There is plenty of opportunities to be a landlord in North Carolina, with almost half of the housing population renting (45%). The most common natural disasters in North Carolina are:
- tropical storms and hurricanes
- severe storms, floods
- wildfires
- winter storms
- tornadoes
- landslides
From 1953 to 2019, there have been 65 major declared disasters in the state. Check today to see how we can cover your property.
How much does landlord insurance cost in North Carolina?
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Single-family
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Apartment
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Multi-family
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Manufactured
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Condo units
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Vacant or restoration
Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
Recent insurance quotes in North Carolina
$360.00
$734.00
$744.00
$813.00
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.