Fast & affordable landlord insurance in South Carolina
Landlord insurance in South Carolina provides coverage for rental property damage, landlord liability, and income interruption. Coverage options and pricing vary by property type and coastal exposure. Get a quote for South Carolina landlord insurance tailored to your rental.
We've gotten more than $61 million in property insured in South Carolina
What to know about rental properties in South Carolina
South Carolina has been attracting rental property investors at an increasing rate. The state is landlord-friendly — no rent control, a relatively fast eviction process, and broad flexibility on lease terms. Charleston, Greenville, Columbia, and Myrtle Beach are the primary markets, with strong demand from both long-term renters and the short-term vacation rental market along the coast.
Portfolio growth has accelerated significantly across these metropolitan areas, with Charleston County alone recording over 15,000 active rental properties as of 2024. According to census bureau data, South Carolina was America's fastest-growing state between 2024 and 2025, growing by 1.5%.
South Carolina's weather risk, though, is significant. The coast faces direct hurricane exposure, and the state has experienced major hurricane damage in recent years. Inland areas face severe thunderstorms, tornadoes, and flooding. Even properties away from the coast can sustain significant damage from tropical storm remnants that move inland.
Hurricanes Florence (in 2018) and Ian (in 2022) demonstrated how quickly weather events can transform profitable properties into costly repair projects, affecting landlords throughout the Palmetto State's diverse geographic regions.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
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No hidden cancellation fees. Competitive rates nationwide.