Fast & affordable landlord insurance in Ohio
Landlord insurance in Ohio protects rental property owners from property damage, liability claims, and lost rental income. Coverage levels and pricing vary depending on property type and location. Get a quote for Ohio landlord insurance built for rental properties.
We've gotten more than $141 million in property insured in Ohio
What to know about rental properties in Ohio
Ohio is one of the most active rental property markets in the Midwest. The state has three major metros — Cleveland, Columbus, and Cincinnati — along with strong rental demand in Dayton, Akron, Toledo, and the university towns. Property prices are affordable compared to coastal markets, the state has no rent control, and the landlord-tenant laws are moderate.
Columbus has experienced particularly robust growth, with rental demand driven by Ohio State University, a thriving tech sector, and corporate relocations that have strengthened the local economy significantly. Cleveland's ongoing downtown revitalization efforts, combined with established neighborhoods like Ohio City and Tremont, continue attracting both young professionals and families seeking quality rental housing throughout the metropolitan area.
Ohio's risk profile includes severe thunderstorms, tornadoes (particularly in the western half of the state), winter storms, and flooding. The lake-effect snow belt along Lake Erie in the northeast can produce extreme snowfall totals that stress roofing systems and create ice-related property damage. Cincinnati and Dayton fall within Ohio's tornado alley. Hailstorms frequently impact central Ohio during spring months. Flash flooding affects properties near the Ohio River basin.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
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No hidden cancellation fees. Competitive rates nationwide.