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Rental property insurance in Ohio

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    Louisville, KY

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    Louisville, KY

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    San Antonio, TX

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    Las Vegas, NV

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    Elizabeth Oreo,
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

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    Justin Walker,
    Emmett, ID

    Great service and easy to do business.

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    Robert Unterberger,
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

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    Eric Martin,
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

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    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

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    Justin Walker,
    Emmett, ID

    Great service and easy to do business.

    Rental property insurance in Ohio

    The good news is Ohio is a landlord-friendly state. Here are helpful Tips on Being a Landlord in Ohio:Security Deposits – Landlords in Ohio can charge as much as they like for security deposits. However, the Landlord is required to return the security deposit within the 30 day period of a tenant moving out. If the landlord fails to comply, they must give tenants a letter of explanation and a list of the deductions via mail or personally.Eviction – If the tenant has violated their lease agreement, there is a three-day grace period in which they can amend the violation before the landlord can file an eviction.Notice for Entering the Property – Landlords may only enter the unit without permission in the event of an emergency. Landlords must give an advanced notice 24 hours before entering the rental unit.Rent Control – There are no rent control restrictions on landlords increasing rent. They do have to give sufficient notice. For example, for month-to-month renters, the landlord must provide notice 60-days before. Find our how much a landlord can increase rent in Ohio.

    Who is Steadily rental property insurance for?

    Rental property insurance (also known as landlord insurance) is a policy for people who rent their homes to others. Rental property insurance is not required for a landlord or real estate investor, but insurance can bring many benefits:

    Coverage against legal liabilities
    Coverage for fire and water damage
    Financial protection against natural disasters
    Protection against tenant injury
    A SMS conversation with a Steadily broker and a customer.

    How Much Does Rental Property Insurance Cost in Ohio

    The cost of rental property insurance in Ohio is about $952 per year, which is significantly lower than the national average.
    Map of the United States with Median Rental Property Insurance Premium in Ohio State

    Properties we cover

    We make it easy to get property insurance for whatever type of property you own.

    We also cover AirBNBs, VRBOs, and other rentals.
    A single family home with Steadily rental property insurance
    Apartment building
    A multi-family home with rental property insurance from Steadily landlord insurance
    Multi-family
    An apartment building with rental property insurance from Steadily landlord insurance
    Apartment building
    A condo with rental property insurance from Steadily landlord insurance
    Condo units
    A vacant or restoration home with rental property insurance from Steadily landlord insurance
    Vacant or restoration
    A manufactured home with rental property insurance from Steadily landlord insurance
    Manufactured
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    Rental property insurance coverages in Ohio

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    Water

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    Injury

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

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    No hidden cancellation fees. Competitive rates nationwide.

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