get a quote in minutes

Fast & Affordable Landlord Insurance in South Dakota

Easy online insurance for rental property owners and investors. Steadily is rated 4.8 out of 5 stars by landlords nationwide.

    Thank you! Your submission has been received!
    Oops! Something went wrong while submitting the form.
    Get a quote online for your rental property insurance with Steadily.

    as seen on

    cbs news logo
    benzinga logo
    nbc logo
    acorns logo
    the balance logo
    tripsavvy logo
    Rated 4.8 out of 5 stars on Trustpilot

    Steadily is the best-rated landlord insurance company in America

    We have insured more than $8 million in property in South Dakota

    Rated Excellent (4.8 stars out of 5) on TrustPilot

    AC
    Robert Young
    Louisville, KY

    A++++++++++++++++

    AC
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    NG
    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    HC
    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    HC
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    RU
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    EM
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    NG
    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    Paradise for Landlords: South Dakota

    South Dakota is one of the more landlord-friendly states in the nation. With no limits for landlords on rent or late fees and also no time requirement to make repairs. With a relatively low entrance barrier for new landlords, the median home price in South Dakota is $239,500. When paired with an extremely low unemployment rate, 2.8% (2021), South Dakota is an attractive market for new and veteran real estate investors! South Dakota gets a wide variety of natural disasters that range from tornadoes to ice storms! Protect your rental property investment by getting landlord insurance.

    How Much Does Landlord Insurance Cost in South Dakota?

    The cost of landlord insurance in South Dakota is about $1149 per year, which is more or less on par with the national average.
    The cost of landlord insurance in South Dakota is about $1149 per year, which is more or less on par with the national average.

    Who is Steadily landlord insurance for?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
    A SMS conversation with a Steadily broker and a customer.

    Properties we cover

    We make it easy to get property insurance for whatever type of property you own.

    We also cover AirBNBs, VRBOs, and other rentals.
    apartment
    Apartment building
    Typical Premium
    Single-family
    Typical Premium
    $3,716
    condo
    Condo units
    Typical Premium
    multi-family
    Multi-family
    Typical Premium
    modular
    Manufactured
    Typical Premium
    $738
    repair
    Vacant or restoration
    Typical Premium
    Not sure if your home is insured?
    Contact us

    Building Data

    Properties across the state vary in size and characteristics. We can insure them all. Here is data on the properties we've insured.

    Average Sq/Ft:
    % Single Family:
    % Duplex:
    % Triplex:
    1,652
    82.35%
    11.76%
    0.00%
    Stucco:
    Brick:
    Log:
    0.00%
    52.94%
    0.00%
    Above Average:
    Custom:
    Economy:
    Standard:
    Premium:
    23.53%
    0.00%
    5.88%
    70.59%
    0.00%
    Boiler:
    Heat Pump:
    Furnace:
    Direct Heat:
    5.88%
    0.00%
    94.12%
    0.00%

    Our coverages

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    water damage
    Water

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    broken roof
    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

    gavel
    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    first aide
    Injury

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

    Recent Insurance Quotes in South Dakota

    Sioux Falls, SD

    $101.00

    Rapid City, SD

    $267.00

    Sioux Falls, SD

    $161.00

    Rapid City, SD

    $226.00

    Sioux Falls, SD

    $198.00

    Rapid City, SD

    $203.00

    Sioux Falls, SD

    $198.00

    Rapid City, SD

    $226.00

    Sioux Falls, SD

    $161.00

    Rapid City, SD

    $267.00

    Nearby Cities

    Get coverage in minutes

    No hidden cancellation fees. Competitive rates nationwide.

      Thank you! Your submission has been received!
      Oops! Something went wrong while submitting the form.