get a quote in minutes

Fast & Affordable Landlord Insurance in California

Easy online insurance for rental property owners and investors. Steadily is rated 4.8 out of 5 stars by landlords nationwide.

    Thank you! Your submission has been received!
    Oops! Something went wrong while submitting the form.
    Get a quote online for your rental property insurance with Steadily.

    as seen on

    cbs news logo
    benzinga logo
    nbc logo
    acorns logo
    the balance logo
    tripsavvy logo
    Rated 4.8 out of 5 stars on Trustpilot

    Steadily is the best-rated landlord insurance company in America

    We have insured more than $1.2B in property in California

    Rated Excellent (4.8 stars out of 5) on TrustPilot

    AC
    Robert Young
    Louisville, KY

    A++++++++++++++++

    AC
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    NG
    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    HC
    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    HC
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    RU
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    EM
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    NG
    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    JW
    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    Why you need landlord insurance in California

    There is plenty of opportunity for landlords in California, with 45% percent of households being renters. Also, the state of California has the largest number of rental units in the U.S. However, California is prone to natural disasters that pose a threat to real estate:

    • Number 1 state for homes at risk of wildfires in the U.S
    • 2nd most natural disaster-prone state in the country

    How Much Does Landlord Insurance Cost in California?

    The cost of landlord insurance in California is about $896 per year, which is lower than the national average.
    The cost of landlord insurance in California is about $896 per year, which is lower than the national average.

    Who is Steadily landlord insurance for?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
    A SMS conversation with a Steadily broker and a customer.

    Properties we cover

    We make it easy to get property insurance for whatever type of property you own.

    We also cover AirBNBs, VRBOs, and other rentals.
    apartment
    Apartment building
    Typical Premium
    $1,956
    Single-family
    Typical Premium
    $1,078
    condo
    Condo units
    Typical Premium
    $878
    multi-family
    Multi-family
    Typical Premium
    $1,323
    modular
    Manufactured
    Typical Premium
    $605
    repair
    Vacant or restoration
    Typical Premium
    $837
    Not sure if your home is insured?
    Contact us

    Building Data

    Properties across the state vary in size and characteristics. We can insure them all. Here is data on the properties we've insured.

    Average Sq/Ft:
    % Single Family:
    % Duplex:
    % Triplex:
    1,806
    73.68%
    10.42%
    3.21%
    Stucco:
    Brick:
    Log:
    64.00%
    1.89%
    0.00%
    Above Average:
    Custom:
    Economy:
    Standard:
    Premium:
    19.15%
    1.89%
    9.02%
    69.73%
    0.21%
    Boiler:
    Heat Pump:
    Furnace:
    Direct Heat:
    12.97%
    0.12%
    86.57%
    0.04%

    Our coverages

    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.

    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    water damage
    Water

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    broken roof
    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

    gavel
    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    first aide
    Injury

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

    Recent Insurance Quotes in California

    Bakersfield, CA

    $648.00

    Chula Vista, CA

    $502.00

    San Diego, CA

    $476.00

    Fairfield, CA

    $826.00

    Los Angeles, CA

    $260.00

    Long Beach, CA

    $596.00

    Los Angeles, CA

    $260.00

    Fairfield, CA

    $826.00

    San Diego, CA

    $476.00

    Chula Vista, CA

    $502.00

    Get coverage in minutes

    No hidden cancellation fees. Competitive rates nationwide.

      Thank you! Your submission has been received!
      Oops! Something went wrong while submitting the form.