Fast & affordable landlord insurance in Texas
Landlord insurance in Texas covers rental property damage, landlord liability, and income interruption. Coverage options and pricing vary by property type, regional weather exposure, and selected limits. Get a quote for Texas landlord insurance tailored to your rental.
We've gotten more than $776 million in property insured in Texas
What to know about landlord insurance in Texas
Texas is one of the most active rental markets in the country, and one of the riskiest. More than 37% of Texas households are renter-occupied, and the state consistently ranks at or near the top of the list for federally declared natural disasters — hurricanes along the Gulf Coast, hailstorms across North Texas, tornadoes in the central plains, and flooding statewide. For landlords, that combination of high demand and high exposure makes insurance a serious consideration, not an afterthought. Most lenders require coverage on financed rental properties, and the potential losses from a single severe storm can far exceed the annual cost of a policy. Texas is generally considered a landlord-friendly state — there's no rent control, the eviction process allows landlords to issue a three-day notice to vacate for nonpayment, and landlords have broad flexibility to set security deposits and late fees. So, the risk can often be worth the reward – if properly insured.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
Recent insurance quotes in Texas
$835.99
$555.00
$532.72
$259.56
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