Fast & affordable landlord insurance in Georgia
Landlord insurance in Georgia covers rental property damage, landlord liability, and income interruption. Coverage options and pricing vary based on property type and location. Get a quote for Georgia landlord insurance built for your rental.
We've gotten more than $173 million in property insured in Georgia
What to know about rental properties in Georgia
Georgia has become one of the more popular states for rental property investment, particularly in the Atlanta metro area. The state is known for landlord-friendly laws — there's no rent control, the eviction process is efficient, and landlords have broad flexibility with security deposits and lease terms.
Roughly 35% of Georgia households rent, and that number has been trending upward, driven by population growth in Atlanta, Savannah, Augusta, and the suburban communities surrounding them. The state's economy has diversified significantly, with technology companies, logistics hubs, and manufacturing facilities creating sustained employment growth that supports rental demand across multiple price points.
Georgia's weather profile includes a range of risks. Severe thunderstorms and tornadoes are common in the spring, hail events occur regularly, and the coastal areas around Savannah and the Golden Isles face hurricane exposure. The northern part of the state can see winter storms, and the entire state is susceptible to the kind of sudden, intense weather events that cause property damage.
State meteorological data indicates that Georgia experiences approximately 1,200 severe weather events annually, with peak activity occurring between March and May when atmospheric conditions create optimal environments for destructive storm systems.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
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No hidden cancellation fees. Competitive rates nationwide.