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Fast & Affordable Landlord Insurance in New Jersey

Easy online insurance for rental property owners and investors. Steadily is rated 4.5 out of 5 stars by landlords nationwide.

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    Get a quote online for your rental property insurance with Steadily.

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    Rated 4.8 out of 5 stars on Trustpilot

    Steadily is the best-rated landlord insurance company in America

    We've gotten more than $113 million in property insured in New Jersey

    Rated Excellent (4.5 stars out of 5) on TrustPilot

    Robert Young
    Louisville, KY


    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    Neldy Garcia
    San Antonio, TX

    Very happy with the service. Very quick, very efficient and a pleasure to work with.

    Howard Cook
    Las Vegas, NV

    Steadily was super easy and I was able to set up my new policy quickly. Customer service could not have been better. Highly recommended!

    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    Noemi Gato
    Tucson, AZ

    Very easy process and the rep was very knowledgeable.

    Justin Walker
    Emmett, ID

    Great service and easy to do business.

    How to Be a Landlord in New Jersey

    The landlord-tenant laws favor the tenant more than the landlord in New Jersey. Despite New Jersey being more tenant-friendly, there are many opportunities as the number of renters is increasing statewide. Here are a few tips on being a landlord in New Jersey:

    1. Rent Control Laws– Be aware of the local laws as there are rent control laws in certain regions of New Jersey.
    2. Landlord Registration Act- requires your rental properties to be registered with the states. In some cases, there are fees.
    3. Rent Security Deposit Act- the landlord must return the tenant’s security deposit within 30 day period after the tenant has vacated the rental property (They have returned the keys and have taken their belongings). Note: The deposit must be returned within five days if the case was flood, fire, condemnation, or evacuation.
    4. Free Resources For Landlords In NJ

    How Much Does Landlord Insurance Cost in New Jersey?

    The cost of landlord insurance in New Jersey is about $1330 per year, which is slightly higher than the national average.
    The cost of landlord insurance in New Jersey is about $1330 per year, which is slightly higher than the national average.

    Who is landlord insurance for?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
    A SMS conversation with a Steadily broker and a customer.

    Properties we help

    We help make it easy to get property insurance for whatever type of property you own.

    We also help get coverage for Airbnbs and other rentals.
    Apartment building
    Typical Premium
    Typical Premium
    Condo units
    Typical Premium
    Typical Premium
    Typical Premium
    Vacant or restoration
    Typical Premium
    Not sure if your home is insured?
    Contact us

    Building Data

    Properties across the state vary in size and characteristics. Here is data on the properties we've insured.

    Average Sq/Ft:
    % Single Family:
    % Duplex:
    % Triplex:
    Above Average:
    Heat Pump:
    Direct Heat:


    Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.


    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    water damage

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    broken roof
    Windstorm, hail, & lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.


    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Riot and civil commotion

    When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

    Vandalism & theft

    Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

    first aide

    Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

    Bonus coverages

    Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

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