Fast & affordable landlord insurance in New Jersey
Easy online insurance for rental property owners and investors. Steadily is rated 4.5 out of 5 stars by landlords nationwide.
We've gotten more than $113 million in property insured in New Jersey
How to be a landlord in New Jersey
The landlord-tenant laws favor the tenant more than the landlord in New Jersey. Despite New Jersey being more tenant-friendly, there are many opportunities as the number of renters is increasing statewide. Here are a few tips on being a landlord in New Jersey:
- Rent Control Laws– Be aware of the local laws as there are rent control laws in certain regions of New Jersey.
- Landlord Registration Act- requires your rental properties to be registered with the states. In some cases, there are fees.
- Rent Security Deposit Act- the landlord must return the tenant’s security deposit within 30 day period after the tenant has vacated the rental property (They have returned the keys and have taken their belongings). Note: The deposit must be returned within five days if the case was flood, fire, condemnation, or evacuation.
- Read our free Resources for landlords in NJ
How much does landlord insurance cost in New Jersey?
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
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Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
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Single-family
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Apartment
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Multi-family
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Manufactured
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Condo units
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Vacant or restoration
Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Riot & civil commotion
Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.
Vandalism & burglary
Landlord insurance with vandalism and theft coverage protects your investment when criminal activity damages your property.
Loss of rent
Loss of rent coverage replaces your rental income during restoration, protecting your cash flow when tenants can't occupy the property.
Storm and hail
Storm and hail damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when severe weather events occur.
Water
Water damage is one of the most common and costly issues landlords face. Proper insurance protection ensures your investment remains secure when unexpected water events occur.
Legal liability
Proper legal liability insurance protection ensures your investment remains secure when unexpected claims and lawsuits occur.
Fire
Fire damage is one of the most costly and devastating events a property owner can face. Proper landlord insurance ensures you're protected when the unexpected happens.
Recent insurance quotes in New Jersey
$534.00
$678.00
$700.00
$782.00
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No hidden cancellation fees. Competitive rates nationwide.